1. Plan your car purchase
Car insurance before choosing a vehicle. You can save large amounts if you choose a car without a lot of bells and whistles. Turbo, for example, tend to increase their insurance premiums because the agencies tend to think that selecting these features. In addition, vehicles with a theft rate of the fastest growing costs to secure, then leave the car in a garage can lower premiums. You should consider these things before you consider buying a vehicle.
2. Shop around
One of the best ways to find the right car insurance is to shop according to your needs. Make sure you go with the company is authorized to do business in your state. While shopping, also consider the amount of liability coverage you want and then determine the amount of collision and comprehensive coverage.
3. Choose higher deductibles
The deductible is the amount you must pay before the insurance company will pay a claim. The higher the deductible, the lower the premium will be collision and comprehensive coverage. For example, $ 1000 deductible save 40% on your premium, $ 500, Save 30% $ 200 and save 15%.
4. Maintain good credit
A driver who has a solid credit history will get some discount. It is useful to keep track of your expenses, pay your bills on time.
5. Driving history
Avoid traffic tickets and respect the speed limit and follow the rules of the road. Many insurance companies offer discounts to safe drivers who have received a defensive driving class.
6. Driving fewer miles sixth
The less you drive a vehicle, the less mileage and less you will need to pay the insurance premium.
7. Multiple policies with the same insurer
Get multiple policies ensuring that all of your vehicles with the same insurance company helps you get some discount. Also combining your home insurance and car insurance can help to get discounts.
8. No more to ensure your classic car
It 'was suggested to buy collision and comprehensive new cars or used cars in good condition. Remember that your car is worth ten times the cost of insurance premiums.
9. Install security devices
You may be eligible for discounts, if the vehicle includes security features, anti-theft devices, and daytime running lights.
10. Rest assured
Do not stop your insurance policy. People who leave their insurance has expired, even for a couple of days, are a statistically higher risk of insurance and additional insurance costs.
Finally, do not make small claims, due to the small claims to make you pay higher amounts for certain years.
Read also my article about Choose Car Insurance Advice.
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